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The waterways in Texas Hill Country have carved paths over the centuries through the granite and limestone, shaping the rocky peaks and valleys that make the region so breathtaking.
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When too much rain falls for the ground to absorb, it runs downhill, pulled by gravity into streams, creeks and rivers. The rain fills the waterways beyond their banks, and the excess overflows in predictable patterns that follow the terrain.

Governments and waterway managers know what will flood first and who will be threatened when a truly historic rain event takes place.
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The Federal Emergency Management Agency maintains a database of flood zones throughout the country. It maps the regulatory floodways the places that will flood first and are most dangerous and the areas that will flood in extreme events.

The Guadalupe River flood was a 1-in-100-year event, meaning it has about a 1% chance of happening in any given year. Extreme flooding is happening more frequently as the world warms and the atmosphere is able to hold more moisture.

Texas has already seen multiple dangerous flooding events this year, and the United States overall saw a record number of flash flood emergencies last year.

More than an entire summer’s worth of rain fell in some spots in central Texas in just a few hours early on the Fourth of July, quickly overwhelming dry soils and creating significant flash flooding. Central Texas is currently home to some of the worst drought in the United States and bone-dry soils flood very quickly.

Camp Mystic is a nondenominational Christian summer camp for girls in western Kerr County. The camp is located at a dangerous confluence of the South Fork Guadalupe River and Cypress Creek, where flood waters converged.
Camp Mystic has two sites, both of which overlap with either the floodway or areas the federal government has determined have a 1% or 0.2% annual chance of flooding.

The camp confirmed that at least 27 campers and counsellors perished in the floods, in a statement on its website. It said it is in communication with local authorities who are continuing to search for “missing girls.”

Ten minutes north on the South Fork is Camp La Junta, a boys camp. Some of Camp La Junta’s property also coincides with areas known to flood, though several of its buildings are located in the lower-risk zone, or outside the flood zones entirely.

High costs are still a big barrier to prospective customers, said Alan Gibson, principal at Maine-based builder GO Logic, where a shell for an ultra-efficient, two-story, 1,400 square foot home with three bedrooms can cost around $600,000.
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Homeowners also need to factor in additional costs, like buying and developing a suitable plot of land, and in some cases, getting access to water, electricity and septic, Gibson added.
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The way to bring down costs, Gibson believes, is more panelized, multi-family housing.

“It can be done so much more efficiently,” Gibson said, “and there’s a lot more repetition” for the developer, making the process faster and less expensive than custom multi-family builds.
Goodson, the homeowner in Maine, was able to save big money with his engineering background and penchant for DIY. He installed a rooftop solar system and electrical improvements himself, saving hundreds of thousands of dollars in the process. He wound up spending around $500,000 in all, which he estimates was $200,000 less than he otherwise would have.
“It’s a big number to swallow, I’m not making light of that at all, but it’s not that far out of what’s reasonable,” Goodson told CNN. It’s also not considering the long-term savings he will experience with no utility bills.

He was also able to take advantage of federal tax credits that reduced the cost of his rooftop solar, which saved him more than $10,000 on his panels. Those tax credits are now endangered with House Republicans’ tax bill.

“That was huge,” he said. “It’s fairly unfortunate they’re looking at doing away with it.”

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